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Learn more about Country Mortgage today! Check out about page to see what kind of company we are. |
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We are here to assist you. Contact us today with a friendly email and we will respond as soon as possible. |
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Mortgages Available Today!
Are you aware of the differences between adjustable rate mortgages and fixed rate mortgages? Well there is a major difference, and not knowing this can affect how you go about your mortgage. Each mortgage for each person is different. The last thing you want to do is make a decision based on the decisions your family and friends made have made. So before you go making any large decisions, let's recap what an adjustable rate mortgage and a fixed rate mortgage are. |
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Adjustable Rate Mortgage (ARM) - The option sees the interest rate fluctuate over the life of the mortgage. This is good because it will not lock you into one rate, when you have the potential to some day get a better one. Plus you generally get a lower rate right in the beginning. So that is also a plus. So the rate will rise up and go down potentially many times over the life of the mortgage. So it can work out very well for you, but it can also backfire at times. It is a large gamble, because you could end up paying a high rate for a majority of the time. |
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Fixed Rate Mortgage (FRM) - This is on the other side of the spectrum from an ARM. The rate stays the same for the entire life of the mortgage. So you know what you are paying, and what you are going to be paying the entire time. At times you will be paying a little more, but if you want stability, you will get it. You if stability is really what you want, then a FRM is what you want.
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